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  2. Deed of trust (real estate) - Wikipedia

    en.wikipedia.org/wiki/Deed_of_trust_(real_estate)

    A deed of trust refers to a type of legal instrument which is used to create a security interest in real property and real estate.In a deed of trust, a person who wishes to borrow money conveys legal title in real property to a trustee, who holds the property as security for a loan from the lender to the borrower.

  3. Loan agreement - Wikipedia

    en.wikipedia.org/wiki/Loan_agreement

    Loan agreements offered by regulated banks are different from those that are offered by finance companies in that banks receive a "banking charter" granted as a privilege and involving the "public trust". Loan agreements are usually in written form, but there is no legal reason why a loan agreement cannot be a purely oral contract (although ...

  4. Interest in possession trust - Wikipedia

    en.wikipedia.org/wiki/Interest_in_possession_trust

    Beneficiaries of a trust have an interest in possession if they have the immediate and automatic right to receive the income arising from the trust property as it arises, or have the use and enjoyment of it, such as by living in a property owned by the trustees. Such a beneficiary is also known as an income beneficiary or life tenant.

  5. Should you add a co-borrower to your mortgage? - AOL

    www.aol.com/finance/add-co-borrower-mortgage...

    Putting an additional person on your mortgage can make sense if it helps increase your chances of getting approved for a loan. But it also means sharing ownership of the property you’re buying.

  6. Is It Actually Smart to Transfer Property into a Trust? - AOL

    www.aol.com/transfer-property-trust-140038282.html

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  7. Mortgage law - Wikipedia

    en.wikipedia.org/wiki/Mortgage_law

    The mortgage runs with the land, so even if the borrower transfers the property to someone else, the mortgagee still has the right to sell it if the borrower fails to pay off the loan. So that a buyer cannot unwittingly buy property subject to a mortgage, mortgages are registered or recorded against the title with a government office, as a ...

  8. The $10,000 Tax Rule For Loaning Money to Family and Friends

    www.aol.com/finance/10-000-tax-rule-loaning...

    Loaning friends and family money is a hotly-debated topic, but one thing that is always a given -- the threshold after which the IRS gets involved. See: Pros and Cons of Living in a State With No...

  9. Quistclose trusts in English law - Wikipedia

    en.wikipedia.org/wiki/Quistclose_trusts_in...

    A Quistclose trust is a method by which a creditor can hold a security interest in loans, through inserting a clause into the contract which limits the purposes for which the borrower can use the money. If the funds are used for a different purpose, a trust is created around the money for the benefit of the moneylender.

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