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2. 13 Tips On How To Get Preapproved for a Mortgage - AOL

   www.aol.com/13-tips-preapproved-mortgage...

   “This will give you an idea of what kind of interest rates and loan options you may qualify for.” You can request a free credit report from each of the three major credit bureaus — Equifax ...

3. Does mortgage prequalification affect your credit score? - AOL

   www.aol.com/finance/does-mortgage...

   Getting prequalified usually doesn't negatively affect your credit score. Mortgage prequalification gives you a basic estimate of the loan amount a lender might extend you to help finance a house ...

4. Mortgage prequalification vs. preapproval: How to time these ...

   www.aol.com/finance/mortgage-prequalification-vs...

   Unlike applying for other types of credit, if you apply for several mortgage preapprovals within 14 to 45 days, bureaus often count it as a single credit inquiry. This makes for minimal impact on ...

5. How to shop for a mortgage without hurting your credit score

   www.aol.com/finance/shop-mortgage-without...

   Keep in mind: The credit score you see on free credit reports might be slightly different from the score mortgage lenders see since they might use different credit scoring models. Pay down debt

6. Pre-qualification - Wikipedia

   en.wikipedia.org/wiki/Pre-qualification

   In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

7. How to get preapproved for a mortgage - AOL

   www.aol.com/finance/preapproved-mortgage...

   In general, lenders like to see a mortgage payment taking up no more than 28 percent of your gross monthly income and your total debt payments (which include credit cards, car loans and other ...