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2. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   For whole life insurance, this is typically done through a loan against your cash value, meaning interest will apply, and the amount borrowed reduces the death benefit if not repaid.

3. Borrowing against your life insurance policy

   www.aol.com/finance/borrowing-against-life...

   Here’s a breakdown of the most common types of policies that let you borrow against your cash value: Whole life insurance: ... With a life insurance loan, there’s no pressure to pay it back ...

4. Cash value - Wikipedia

   en.wikipedia.org/wiki/Cash_value

   The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

5. Term vs. Whole Life Insurance: What’s the Difference?

   www.aol.com/term-vs-whole-life-insurance...

   Unpaid loans will be deducted from the death benefit. Difference Between Term Life and Whole Life Insurance. Here’s a comparison chart of the differences between term life and whole life at a ...

6. Whole life insurance - Wikipedia

   en.wikipedia.org/wiki/Whole_life_insurance

   However, universal life policies run a much greater risk, and are actually designed to lapse. Variable universal life insurance may outperform whole life because the owner can direct investments in sub-accounts that may do better. If an owner desires a conservative position for his cash values, par whole life is indicated.

7. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   These policies are often low face value whole life insurance policies, allowing individuals (ages 50-90) to purchase affordable insurance later in life. These may also be marketed as final expense insurance or burial insurance and usually have death benefits between $1,000 and $50,000.