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  2. 7 surprising situations your standard car insurance won't ...

    www.aol.com/finance/situations-standard-car...

    How to pay off credit card debt: Step-by-step expert game plan to eliminate your balance and break free AOL How to switch car insurance companies: 5 simple steps — and why it pays to shop around

  3. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

  4. Accident insurance - Wikipedia

    en.wikipedia.org/wiki/Accident_insurance

    Like accident insurance, disability insurance pays the insured directly if they are injured in a way covered by the policy. However, disability insurance only pays if the injury prevents the insured from working. [3] Accident insurance benefits are paid whether or not the insured misses work as a result of the accident.

  5. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    If an insured driver hits a car full of people and is found by the insurance company to be liable, the insurance company will pay $25,000 of one person's medical bills but will not exceed $50,000 for other people injured in the accident. The insurance company will not pay more than $25,000 for property damage in repairs to the vehicle that the ...

  6. How to switch car insurance companies: 5 simple steps - AOL

    www.aol.com/finance/how-to-switch-car-insurance...

    Why it pays to shop around for new car insurance The small loyalty discounts offered by your insurer at renewal may actually be costing you money. First, those rate deductions rarely make up for ...

  7. What happens if you get in an accident without insurance? - AOL

    www.aol.com/finance/happens-accident-without...

    Then, report the accident to your insurance company. If you have uninsured motorist coverage, this can help cover the damage costs. It can also be helpful to get the other driver’s contact ...

  8. Accidental death and dismemberment insurance - Wikipedia

    en.wikipedia.org/wiki/Accidental_death_and...

    Unlike traditional life insurance, which only pays out in the event of death, AD&D insurance provides additional coverage in case the insured experiences a serious injury or loses a limb or other body part due to an accident.

  9. If a neighbor's tree falls on your property, who has to pay ...

    www.aol.com/finance/neighbors-tree-falls...

    If there’s minimal damage, it may not pay to file a claim if the cost of repairs is below the cost of your deductible. But since tree damage can be extensive, filing a claim does make sense in ...

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