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  2. Public vs. Private Student Loans: Why the Differences Matter ...

    www.aol.com/news/2013-05-01-student-loans-public...

    Federal loans usually have a fixed rate, which means that the student borrowing the money agrees to the interest rate on the loan, then pays that same interest rate until the loan is paid off.

  3. Student financial aid in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_financial_aid_in...

    Consolidation loans combine two or more student and/or parent loans into one loan. They are an option for those who find themselves struggling with multiple student loan payments. Consolidation loans are available for most federal loan types, and some private lenders offer private consolidation loans for private education loans. [10]

  4. Student loan - Wikipedia

    en.wikipedia.org/wiki/Student_loan

    Federal student loan interest rates are established by Congress and listed in § 20 U.S.C. § 1087E(b). Because the interest rates are established by Congress, interest rates are a political decision. In 2010, the federal student loan program ran a multibillion-dollar "negative subsidy", or profit, for the federal government.

  5. Banks and Student Loans: 9 Things You Need To Know - AOL

    www.aol.com/banks-student-loans-9-things...

    When you think about getting a student loan, you might not consider going through a bank. As of 2024, only 8.84% of student loan debt belongs to private lenders, while the rest is federal. However,...

  6. 6 Tips on Dealing With Student Loan Debt in Early 2025 - AOL

    www.aol.com/6-tips-dealing-student-loan...

    Student loan debt can quickly get out of hand if you're not careful. Even if you are managing to make the payments every month, it can feel overwhelming. You need a good strategy to pay them...

  7. American Public University System - Wikipedia

    en.wikipedia.org/wiki/American_Public_University...

    Of those two years into student loan repayment, 27% were in forbearance, 21% were not making progress, 19% defaulted, 13% were in deferment, 8% were making progress, 6% were delinquent, 3% were paid in full, and 3% were discharged.

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