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High fees and commissions. ... Are Annuities a Good Investment for Retirees? Annuities tend to be more appropriate for retirees than other investors for a number of factors. One of the most ...
Meanwhile, variable annuities have a range of fees, including mortality and expense charges, sub-account fees, annual contract fees, sales loads and surrender charges. These fees may be hidden in ...
Mortality fees are an annual fee based on a percentage — 0.5 percent to 1.5 percent, though 1.25 percent is common — of the annuity’s total value. Mortality expenses are usually combined ...
Like any source of retirement income, annuities have their pros and cons. Understanding these can help you make an informed decision about whether an annuity is right for you. Advantages of ...
A variable annuity lets you choose how to invest the money you put into the account. These investments typically involve mutual funds, and the rate of return depends on the performance of the funds.
An annuity can be a good investment for those seeking stable returns in retirement but you should consider all the fees and lack of liquidity before committing to make sure it aligns with your ...
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