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  2. How to buy a car from a private seller - AOL

    www.aol.com/finance/buy-car-private-seller...

    Financing a used car from a private seller. Financing a used car from a private seller involves securing a loan from a bank, credit union or online lender to purchase a vehicle directly from an ...

  3. How to buy a used car from a dealer or private party - AOL

    www.aol.com/finance/buy-used-car-dealer-private...

    Buying a used car, though risky, can mean savings. Try these steps to a successful buy. Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 ...

  4. 6 Best Banks for Car Loans in 2024 - AOL

    www.aol.com/6-best-banks-car-loans-002720477.html

    What to look for: PNC auto loan rates start at 6.79% for a 60-month Check Ready loan of $15,000 to $75,000, for the purchase of a 2023 to 2025 model. That rate includes a 0.25% discount for ...

  5. Personal contract purchase - Wikipedia

    en.wikipedia.org/wiki/Personal_contract_purchase

    The financing company is likely to be represented in this discussion by either a car dealer or automotive finance broker. [6] This form of contract purchase was originally used more by businesses than individuals, but there has been steadily increasing use by consumers in countries such as the UK in recent years.

  6. Credit Acceptance - Wikipedia

    en.wikipedia.org/wiki/Credit_Acceptance

    Credit Acceptance Corporation is an auto finance company providing automobile loans and other related financial products. The company operates its financial program through a national network of dealer-partners, the automobile dealers participating in the programs. The company operates two programs: the "Portfolio Program" and the "Purchase ...

  7. Used car - Wikipedia

    en.wikipedia.org/wiki/Used_car

    This is also the price that a dealer will typically pay for a car at a dealer wholesale auction. Private-party price is the price expected to pay if buying from an individual. A private-party seller is hoping to get more money than they would with a trade-in to a dealer. A private-party buyer is hoping to pay less than the dealer retail price.

  8. 8 Best Credit Unions for Car Loans - AOL

    www.aol.com/8-best-credit-unions-car-194043963.html

    NIHFCU does not finance private party purchased vehicles ... Interest rates on auto loans drop to as low as 3.44% APR on cars purchased through PenFed’s car buying service. Pros: Loan amounts up ...

  9. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Studies have shown that the average per-unit finance cost can be higher when financing through a dealership than independent lenders. For example, one study found that the price increased by $674 when dealer financing was used, potentially due to additional products or services (an average of 4.63 add-ons per deal) in the financing package. [4]

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