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  2. Florida condos are seeing a staggering surge in HOA - AOL

    www.aol.com/finance/t-keep-payments-exorbitant...

    Insurance costs have also skyrocketed throughout Florida for condos and single-family homes, with a Redfin survey revealing three-quarters of all Florida property owners indicated premiums were up.

  3. 'I needed to return to work': Florida condo owners face ... - AOL

    www.aol.com/finance/needed-return-florida-condo...

    Per the new Florida law, all three-story-plus condo buildings and at least 30 years old must undergo a mandatory engineering assessment before Dec. 31, 2024. Condo associations must also shore up ...

  4. Florida condo owners look at higher costs as new regulations ...

    www.aol.com/florida-condo-owners-look-higher...

    Florida condominium owners are looking at higher costs from condo associations in the new year, a consequence of a safety law passed by state lawmakers in 2022. It requires associations to have ...

  5. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Homeowner's policy is a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. This means that it covers damage to one's property and liability for any injuries and property damage caused by the owner or members of ...

  6. A reckoning is coming for Florida's condo owners as buildings ...

    www.aol.com/news/reckoning-coming-floridas-condo...

    To make the payment, he took out a 20-year loan on which he’s paying $1,000 a month on top of the $3,000 a month he owes toward his mortgage and other condo association fees. ... said she is ...

  7. Mortgage insurance - Wikipedia

    en.wikipedia.org/wiki/Mortgage_insurance

    In 1999 the Homeowners Protection Act of 1998 came into effect as a federal law of the United States, which requires automatic termination of mortgage insurance in certain cases for homeowners when the loan-to-value on the home reaches 78%; prior to the law, homeowners had limited recourse to cancel [9] and by one estimate, 250,000 homeowners ...

  8. Owner-controlled insurance program - Wikipedia

    en.wikipedia.org/wiki/Owner-controlled_insurance...

    An owner controlled insurance program (OCIP) is an insurance policy held by a property owner during the construction or renovation of a property, which is typically designed to cover virtually all liability and loss arising from the construction project (subject to the usual exclusions). [1]

  9. New Florida condo rules: Developer buyouts offer lifelines to ...

    www.aol.com/florida-condo-rules-developer...

    Increasingly, however, 100% alignment of a building's owners — or as close to it as is required by the condo’s original termination provision — is going to be necessary for condo owners ...