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  2. Mortgage prequalification vs. preapproval: How to time these ...

    www.aol.com/finance/mortgage-prequalification-vs...

    Mortgage prequalification is an informal estimate of how much you may be able to borrow. It’s based on information you provide, without any verification from the lender regarding its accuracy ...

  3. Documents needed for mortgage preapproval - AOL

    www.aol.com/finance/documents-needed-mortgage...

    Pay stubs from at least the past 30 days. Tax returns (including W-2s) from the past two years. Bank statements from the past two months to three months – checking, savings, money market accounts

  4. 13 Tips On How To Get Preapproved for a Mortgage - AOL

    www.aol.com/13-tips-preapproved-mortgage...

    You can request a free credit report from each of the three major credit bureaus — Equifax, Experian and TransUnion — once every 12 months, he said, at which point you can review your credit ...

  5. Loan origination - Wikipedia

    en.wikipedia.org/wiki/Loan_origination

    Print, write or type data into the form, send it to the financial institution; Form fill on the web, print, and send to the financial institution (not much better) Web forms filled out and saved by the applicant on the web site, that are then sent to or retrieved (securely, presumably) by the financial institution

  6. Pre-qualification - Wikipedia

    en.wikipedia.org/wiki/Pre-qualification

    In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

  7. Request prequalification: Once you have a mortgage lender in mind, you can typically request a prequalification online or by phone. Many lenders offer a simple online application. Many lenders ...

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