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  2. Point-to-point encryption - Wikipedia

    en.wikipedia.org/wiki/Point-to-point_encryption

    Point-to-point encryption (P2PE) is a standard established by the PCI Security Standards Council.The objective of P2PE is to provide a payment security solution that instantaneously converts confidential payment card (credit and debit card) data and information into indecipherable code at the time the card is swiped, in order to prevent hacking and fraud.

  3. Contactless payment - Wikipedia

    en.wikipedia.org/wiki/Contactless_payment

    EMV contactless symbol used on compatible payment terminals. EMV stands for "Europay, Mastercard, and Visa", the three companies that created the standard.Contactless payment systems are credit cards and debit cards, key fobs, smart cards, or other devices, including smartphones and other mobile devices, that use radio-frequency identification (RFID) or near-field communication (NFC) for ...

  4. Secure Electronic Transaction - Wikipedia

    en.wikipedia.org/wiki/Secure_Electronic_Transaction

    Secure Electronic Transaction (SET) is a communications protocol standard for securing credit card transactions over networks, specifically, the Internet.SET was not itself a payment system, but rather a set of security protocols and formats that enabled users to employ the existing credit card payment infrastructure on an open network in a secure fashion.

  5. Debit vs. credit card: What’s the best way to pay? - AOL

    www.aol.com/finance/debit-vs-credit-card-best...

    Learn more about how debit cards work versus how credit cards work and when each one is right to pull from your wallet. ... like zero liability coverage, encryption and artificial intelligence (AI ...

  6. Payment Card Industry Data Security Standard - Wikipedia

    en.wikipedia.org/wiki/Payment_Card_Industry_Data...

    The Payment Card Industry Data Security Standard (PCI DSS) is an information security standard used to handle credit cards from major card brands. The standard is administered by the Payment Card Industry Security Standards Council, and its use is mandated by the card brands. It was created to better control cardholder data and reduce credit ...

  7. How to use Zelle: A beginner’s guide to digital payments - AOL

    www.aol.com/finance/zelle-beginner-guide-digital...

    Note that Zelle doesn’t work with business debit cards, credit cards, international accounts and gift cards. ... Zelle transfers, like other P2P payment services, are protected by data encryption.

  8. Tokenization (data security) - Wikipedia

    en.wikipedia.org/wiki/Tokenization_(data_security)

    In the case of payment card data, a token might be the same length as a Primary Account Number (bank card number) and contain elements of the original data such as the last four digits of the card number. When a payment card authorization request is made to verify the legitimacy of a transaction, a token might be returned to the merchant ...

  9. 3-D Secure - Wikipedia

    en.wikipedia.org/wiki/3-D_Secure

    3-D Secure is a protocol designed to be an additional security layer for online credit and debit card transactions. The name refers to the "three domains" which interact using the protocol: the merchant/acquirer domain, the issuer domain, and the interoperability domain.