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The concept of cash-free bank branches began in Sweden between 2000 and 2005, with a cashless branch being a step towards an upcoming closure of that branch. From around 2008, Swedish banks began giving special hardware to their customers that could be used to process financial transactions (like digital payments of invoices) from home.
The cashless society has been predicted for more than forty years, [26] but cash remains the most widely used payment instrument in the world and on all continents. [ 27 ] : 14 In 17 out of 24 studied countries, cash represents more than 50% of all payment transactions, with Austria at 85%, Germany at 80%, France at 68%.
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Swish is a mobile payment system in Sweden. The service was launched in 2012 by six large Swedish banks, [1] [2] in cooperation with Bankgirot and the Central Bank of Sweden. [3] It had 8 million users as of July 2022 (total Swedish population: 10.2 million). [4]
The social economy refers to the space between public and private sectors occupied by civil society, including community organizations, volunteering, social enterprises, and cooperatives. The social economy represents “a wide family of initiatives and organisational forms — i.e. a hybridisation of market, non-market (redistribution) and non ...
A Totnes Pound was equal to one pound sterling and was backed by sterling held in a bank account.. The Totnes Pound was re-launched in June 2014 in denominations of t£1, t£5, t£10 and t£21.
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The QR code system was invented in 1994 by Masahiro Hara from the Japanese company Denso Wave. [4]In December 2010, the first documented description of QR code-based payments came from two patents filed by Shaun Cooley and Andrew Charles Payne, based on a prototype system developed for Norton Labs at Symantec called Norton Mobile Pay.