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  2. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    DIY credit repair: 5 steps to clean up your credit When it comes to errors on your credit reports, you have the legal right to get the information removed or fixed for free.

  3. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    A credit dispute letter may work to eliminate or correct negative marks on your credit. However, that may not be the only step you need to take to improve your credit. Consider the following options:

  4. What are credit repair companies and how do they work? - AOL

    www.aol.com/finance/credit-repair-companies...

    Whether you hire a third party to repair your credit or DIY instead, the process will look the same. The main difference is that a credit repair company does the legwork for you with the first option.

  5. How to protect yourself from debt relief and credit scams - AOL

    www.aol.com/finance/debt-relief-credit-scams...

    However, if you don’t have the time or patience for DIY credit repair, legitimate credit repair companies are a good alternative. ... letters of reference and even a $5,000 loan to help you ...

  6. Credit Repair Organizations Act - Wikipedia

    en.wikipedia.org/wiki/Credit_Repair...

    The US Credit Repair Organizations Act ("CROA") is Title IV of the Consumer Credit Protection Act. Despite its name, it is not actually an act; Section 401 states, however, it can be referred to as "Credit Repair Organizations Act". The statute was signed by President Bill Clinton on September 30, 1996. [1]

  7. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor.Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely.

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