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  2. Effective rate of protection - Wikipedia

    en.wikipedia.org/wiki/Effective_rate_of_protection

    If the home country imposes a 20% tariff on shoes, but no tariff on leather, shoes would sell for $180 in the home country, and the value added for the domestic shoe maker would increase by $30, from $50 to $80. The domestic shoe maker is afforded a 60% effective rate of protection per dollar of value added.

  3. FairTax - Wikipedia

    en.wikipedia.org/wiki/FairTax

    In contrast to the above studies, William G. Gale of the Brookings Institution published a study in Tax Notes that estimated a rate of 28.2% (39.3% tax-exclusive) for 2007 assuming full taxpayer compliance and an average rate of 31% (44% tax-exclusive) from 2006 to 2015 (assumes that the Bush tax cuts expire on schedule and accounts for the ...

  4. Safety integrity level - Wikipedia

    en.wikipedia.org/wiki/Safety_integrity_level

    Layer of protection analysis (LOPA) Of the methods presented above, LOPA is by far the most commonly used in large industrial facilities, such as for example chemical process plants. The assignment may be tested using both pragmatic and controllability approaches, applying industry guidance such as the one published by the UK HSE. [3]

  5. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    According to rates gathered from Quadrant Information Services, the average annual cost of homeowners insurance in the U.S. is $1,428 based on a home with a dwelling coverage limit of $250,000 ...

  6. What is the Home Ownership and Equity Protection Act (HOEPA)?

    www.aol.com/finance/home-ownership-equity...

    The Home Ownership and Equity Protection Act (HOEPA) is a 1994 amendment to the Truth in Lending Act (TILA) that protects consumers from predatory mortgage lending. Expanded significantly in 2010 ...

  7. Regressive tax - Wikipedia

    en.wikipedia.org/wiki/Regressive_tax

    For example, "people in the bottom income quintile spend a 78% larger share of their income on alcohol taxes than people in the top quintile." [8] Tobacco in particular is highly regressive, with the bottom quintile of income paying an effective rate 583% higher than that of the top quintile. [8]

  8. Real Estate Settlement Procedures Act - Wikipedia

    en.wikipedia.org/wiki/Real_Estate_Settlement...

    For example, a lender advertising a home loan might have advertised the loan with a 5% interest rate, but then when one applies for the loan one is told that one must use the lender's affiliated title insurance company and pay $5,000 for the service, whereas the normal rate is $1,000. The title company would then have paid $4,000 to the lender.

  9. Home equity protection - Wikipedia

    en.wikipedia.org/wiki/Home_Equity_Protection

    The Syracuse non-profit program, called Home Headquarters, was sponsored by the Syracuse Neighborhood Initiative, and a homeowner could protect the value of their home for a one-time fee of 1.5% of the home's value. In many cases, a local organization would pay the fee for the homeowner if they agreed to live in the home for 3 years.