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My husband began drawing his Social Security at age 62. He is 68 now (born in 1955), while I am 62 (born 1961). ... spousal benefit amounts are adjusted to reflect when you — the potential ...
The average spouse of a retired worker collects just over $900 per month, according to data from the Social Security Administration from August 2024, so it pays to take advantage of this type of ...
Image source: Getty Images. Qualification 2: You're at least 62 years old. Just like Social Security retirement benefits, you generally must be at least 62 to claim a spousal benefit.The same full ...
For example, if your full retirement benefit is $2,000 per month at age 67, by filing at age 62, that monthly amount will drop to just $1,400. A spouse’s Social Security benefit is directly tied ...
1. You can get up to 50% of your spouse’s full benefit. The maximum spousal benefit is 50% of your spouse’s primary insurance amount. That’s the benefit they’ll qualify for once they’re ...
3. There's a steeper penalty for claiming spousal benefits early. You can claim Social Security retirement benefits as early as 62 in most cases, but the government reduces the size of your ...
This provision allows the lower-earning spouse to receive up to 50% of the higher-earning spouse’s benefit at full retirement age, but not until the spouse has become eligible for benefits. To ...
When you apply for Social Security, you automatically apply for the greater of your benefit or half your spouse’s benefit. The average monthly payout for all retired workers was $1,918 in June ...
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related to: can i take spousal social security at 62 amount