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  2. Electronic identification - Wikipedia

    en.wikipedia.org/wiki/Electronic_identification

    An electronic identification ("eID") is a digital solution for proof of identity of citizens or organizations.They can be used to view to access benefits or services provided by government authorities, banks or other companies, for mobile payments, etc. Apart from online authentication and login, many electronic identity services also give users the option to sign electronic documents with a ...

  3. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    The interest rates ranged from 5.6 to 35.8%, depending on the loan term and borrower rating. [43] The default rates varied from about 1.5% to 10% for the more risky borrowers. [ 33 ] Executives from traditional financial institutions are joining the peer-to-peer companies as board members, lenders and investors, [ 44 ] [ 45 ] indicating that ...

  4. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    [4]: 1 [5] Almost half of all loans are for graduate school, typically in much higher amounts. [4]: 1 [5] Loan amounts vary widely based on race, social class, age, institution type, and degree sought. As of 2017, student debt constituted the largest non-mortgage liability for US households. [6]

  5. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    FHA loan: Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 ...

  6. Texas student loan borrowers get loans forgiven through ... - AOL

    www.aol.com/texas-student-loan-borrowers-loans...

    President Biden’s latest round of student loan forgiveness wiped out millions for more than 14,000 Texans. Texas student loan borrowers get loans forgiven through Biden's SAVE Plan. What to know

  7. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    The Federal Direct Loan Program has accumulated a very large outstanding loan portfolio of about $1.5 trillion and this number will continue to rise along with the percentage of defaults. A common concern associated with the program is the effect on the economy and repercussions for students that must repay these loans.

  8. Texas Veterans Land Board - Wikipedia

    en.wikipedia.org/wiki/Texas_Veterans_Land_Board

    In 1983, the Texas Veterans Housing Assistance Program was created to offer up to $417,000 in home loan financing to Texas veterans. In 1986, the Texas Veterans Home Improvement Program was introduced to offer Texas veterans up to $50,000 in home improvement loans. Interest rates for VLB housing and home improvement loans are posted online weekly.

  9. Texas Department of Housing and Community Affairs v ...

    en.wikipedia.org/wiki/Texas_Department_of...

    The Inclusive Communities Project is a Texas-based non-profit organization that helps low-income families obtain affordable housing. [5] In 2008, they filed suit against the Texas agency responsible for administering these tax credits, claiming it disproportionately allocated too many tax credits "in predominantly black inner-city areas and too ...