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2. Paying off debt early: Advantages and disadvantages - AOL

   www.aol.com/finance/paying-off-debt-early...

   4. Improve your credit score. Paying off debt decreases your credit utilization ratio, which is the amount of debt you owe relative to your overall available credit. Most lenders and issuers use ...

3. When does debt fall off your credit report? - AOL

   www.aol.com/finance/does-debt-fall-off-credit...

   Key takeaways. The time it takes debt and derogatory marks to fall off your credit report depends on the type of debt or mark involved. In general, most debt will fall off your credit report after ...

4. How to pay off a debt in collections

   www.aol.com/finance/pay-off-debt-collections...

   If this isn’t your debt but is being reported to the credit bureaus, learn how to dispute errors on your credit report. If you don’t recognize the debt, make sure you know the signs of a debt ...

5. 5 debts to prioritize paying off before retirement - AOL

   www.aol.com/finance/debts-to-pay-off-retirement...

   If you had a $5,000 credit card balance with a 21.51% APR and only made the minimum payment, it would take you over 10 years to pay it off — and cost you an extra $7,750 in interest. This is ...

6. Which debt should you pay off first? Five options to consider

   www.aol.com/finance/debt-pay-off-first-five...

   Delinquent accounts can have a substantial impact on your credit, just like accounts in collections, so those should be your first priority when paying off debt. Type of debt.

7. Should You Pay Off Old Collection Debts?

   www.aol.com/news/pay-off-old-collection-debts...

   When a credit card bill or another debt goes unpaid for an extended period of time, it can eventually be turned over to a collection agency. You'll likely be barraged with letters and phone calls ...