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  2. First-time homebuyer guide - AOL

    www.aol.com/finance/first-time-homebuyer-guide...

    First-time homebuyer programs: These programs are designed to make purchasing a home more affordable. Some lenders offer a mix of slightly discounted mortgage rates, minimal fees and low or no ...

  3. Mortgage prequalification vs. preapproval: How to time these ...

    www.aol.com/finance/mortgage-prequalification-vs...

    Prequalification. Preapproval. Purpose. Establishes your homebuying budget as a first step before you shop. Provides lender-vetted details as a critical step to make offers on homes you want to buy

  4. From grants to low-interest loans, this state-by-state guide ...

    www.aol.com/grants-low-interest-loans-state...

    Helps first-time home buyers with down payment and closing cost assistance. First-time home buyers, Kansans who have a median income at or below 80% of their area qualify. Kentucky Housing Corporation

  5. Real estate appraisal - Wikipedia

    en.wikipedia.org/wiki/Real_estate_appraisal

    The leading appraisal organization for personal property valuation is the American Society of Appraisers which is a sponsor member of the Appraisal Foundation and awards the ASA (Accredited Senior Appraiser) designation to candidates who complete five years of documented appraisal experience, pass a comprehensive exam along with required ...

  6. Housing and Economic Recovery Act of 2008 - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Economic...

    Included a first-time home buyer refundable tax credit for purchases on or after April 9, 2008 and before July 1, 2009 equal to 10 percent of the purchase price of a principal residence, up to $7,500. Phased out the credit for taxpayers with incomes over $75,000 ($150,000 for joint returns).

  7. Home appraisal vs. home inspection: What’s the difference?

    www.aol.com/finance/home-appraisal-vs-home...

    Who is impacted: Appraisals are mainly between a buyer and the buyer’s lender — their main purpose is to ease the lender’s risk in relation to the loan amount — whereas home inspections ...

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