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  2. How to get a personal loan in 9 steps - AOL

    www.aol.com/finance/personal-loan-8-steps...

    Credit card refinancing loans: Some companies specialize in loans for people looking to pay off credit card debt. Because personal loan rates are often lower than credit card rates, this type of ...

  3. Loan agreement - Wikipedia

    en.wikipedia.org/wiki/Loan_agreement

    Loan agreements are documented via their commitment letters, agreements that reflect the understandings reached between the involved parties, a promissory note, and a collateral agreement (such as a mortgage or a personal guarantee). Loan agreements offered by regulated banks are different from those that are offered by finance companies in ...

  4. What documentation is required for personal loans? - AOL

    www.aol.com/finance/documentation-required...

    When you apply for a personal loan, lenders request several documents to verify your personal and financial information before they approve your request. Some lenders set unique application and ...

  5. Letter of intent - Wikipedia

    en.wikipedia.org/wiki/Letter_of_intent

    A letter of intent (LOI or LoI, or Letter of Intent) is a document outlining the understanding between two or more parties which they intend to formalize in a legally binding agreement. The concept is similar to a heads of agreement, term sheet or memorandum of understanding.

  6. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    A personal loan is money that you borrow to cover a one-time expense. The most common reason people use personal loans is to pay down high-interest debt, thanks to their relatively low interest ...

  7. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    The document evidencing the debt (e.g., a promissory note) will normally specify, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and the date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower.

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