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A traditional 20 percent down payment can feel out of reach for many buyers — 20 percent on a $300,000 home is $60,000, a big amount to pay upfront — but many loans accept a much lower percentage.
Ramsey noted that closing costs can be around 3% to 4% of the home’s sale price. For example, if the sales price is $350,000, then closing costs could be between $10,500 and $14,000.
But that’s not necessarily true, which is a good thing for cash-strapped buyers: For a $400,000 home, a 20 percent down payment would require $80,000 paid upfront.
The results of a home inspection can help you decide whether to ask the seller to cover the cost of repairs. While a professional home inspection checklist can vary, inspectors are focused on a ...
Closing costs typically run about 2 percent to 5 percent of the loan, so if you’re buying a home for $250,000, you can expect closing costs in the $5,000 to $12,500 range.
GOBankingRates figured out all of these sneaky fees; so, if you’re about to buy a home, make sure to consult this list first. Check Out: 20 Best Cities Where You Can Buy a House for Under $100K
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