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  2. How to See If You're Prequalified for a Credit Card - AOL

    www.aol.com/finance/see-youre-prequalified...

    When you put in the official application for a credit card, the card issuer will run a hard credit inquiry and request your credit report from a bureau, then calculate your creditworthiness based ...

  3. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

    www.aol.com/news/2013-09-06-preapproved-credit...

    Most people understand that when you apply for a credit card, mortgage or other loan, the potential lender will check your credit score to see if you qualify. And that inquiry will temporarily ...

  4. What is a 0% intro APR card? What to know about no ... - AOL

    www.aol.com/finance/intro-apr-cards-001631619.html

    The intro purchase APR doesn’t apply to balance transfers — or vice versa. If you qualify for a credit card offering a 0% APR on purchases, it doesn't mean that same offer will apply to ...

  5. Synchrony Financial - Wikipedia

    en.wikipedia.org/wiki/Synchrony_Financial

    Synchrony Financial is an American consumer financial services company with its headquarters in Stamford, Connecticut, United States. [2] The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries, and FDIC-insured consumer savings products, through Synchrony Bank, its wholly owned online bank subsidiary.

  6. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  7. The best instant or pre-approved business credit cards - AOL

    www.aol.com/best-instant-pre-approved-business...

    Pre-approval: Pre-approval credit cards use public data and soft credit pulls to tell you if you're pre-approved. While pre-qualifying isn't a guaranteed approval, it indicates a higher likelihood ...

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