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In psychology, agency signifies the concept of a person's ability to initiate and control their actions, and the feeling they have of being in charge of their actions. The topic of agency can be divided into two topical domains. The first half of the topic of agency deals with the behavioral sense, or outward expressive evidence thereof.
The International Non-Profit Credit Rating Agency (INCRA for short) was a project to reform the assessment of states' creditworthiness. [ 1 ] [ 2 ] It was intended to serve as a non-profit alternative to the commercially oriented rating agencies .
The ratings agencies were heavily involved in the markets that enabled the subprime credit bubble of 2000-2008 and the subsequent financial crisis.In 1984 the federal government of the United States passed the Secondary Mortgage Market Enhancement Act (SMMEA) to improve the marketability of private-label (non-agency) mortgage-backed securities, [7] which declared NRSRO AA-rated mortgage-backed ...
Among these books are: the Publication Manual of the American Psychological Association (and a concise version titled Concise Rules of APA Style), which is the official guide to APA style; [18] [19] the APA Dictionary of Psychology; [20] an eight-volume Encyclopedia of Psychology; [21] and many scholarly books on specific subjects such as ...
Logo of the United Nations Children's Fund (UNICEF), an organization of the United Nations. A nonprofit organization (NPO), also known as a nonbusiness entity, [1] nonprofit institution, [2] or simply a nonprofit, [a] is a legal entity organized and operated for a collective, public or social benefit, as opposed to an entity that operates as a business aiming to generate a profit for its owners.
Charity assessment is the process of analysis of the goodness of a non-profit organization in financial terms. [1] Historically, charity evaluators have focused on the question of how much of contributed funds are used for the purpose(s) claimed by the charity, while more recently some evaluators have placed an emphasis on the cost effectiveness (or impact) of charities.
Of the large agencies, only Moody's is a separate, publicly held corporation that discloses its financial results without dilution by non-ratings businesses, and its high profit margins (which at times have been greater than 50 percent of gross margin) can be construed as consistent with the type of returns one might expect in an industry which ...
A rating system can be any kind of rating applied to a certain application domain. They are often created using a rating scale. Examples include: Motion picture content rating system. Motion Picture Association film rating system; Canadian motion picture rating system; Television content rating system; Video game content rating system; DC ...