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  2. Should you return a partial payout from a home insurance claim?

    www.aol.com/finance/return-partial-payout-home...

    Claim type. New average annual premium. Increase from national average. $12,000 wind claim. $2,381 +$95. $5,000 theft claim. $2,414 +128. $80,000 fire claim. $2,408

  3. How to negotiate with a car insurance company after a total loss

    www.aol.com/finance/negotiate-car-insurance...

    You can negotiate the car’s value with the adjuster or hire an attorney to come to a settlement. Accidents can be stressful, especially ones that result in a total loss (aka a totaled car).

  4. 20 Unexpected Savings Strategies for Building an ... - AOL

    www.aol.com/finance/20-unexpected-savings...

    There are ways you can negotiate your monthly cable, credit card or utility bills down instead of allowing whatever the company charges you to be automatically taken from your account each month.

  5. Insurance policy - Wikipedia

    en.wikipedia.org/wiki/Insurance_policy

    In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.

  6. Settlement (litigation) - Wikipedia

    en.wikipedia.org/wiki/Settlement_(litigation)

    The plaintiffs and defendants identified in the lawsuit can end the dispute between themselves without a trial. [ 2 ] The contract is based upon the bargain that a party forgoes its ability to sue (if it has not sued already), or to continue with the claim (if the plaintiff has sued), in return for the certainty written into the settlement.

  7. What is the actual cash value of my car? - AOL

    www.aol.com/finance/actual-cash-value-car...

    Negotiating an insurance claim. Auto insurance companies are for-profit businesses like any other and want to pay out the lowest amount possible to settle a claim. Should you decide to negotiate ...

  8. What you should do before paying that big medical bill - AOL

    www.aol.com/medical-bills-more-negotiable-think...

    If negotiating doesn't work, Kelmar said people should ask if they can be put on a payment plan to give them more time to pay their bills, adding that they should push for a low or no-interest plan.

  9. How to Negotiate Your Auto Insurance Rates When You’re ...

    www.aol.com/negotiate-auto-insurance-rates...

    You can save money by bundling your car insurance with your home, boat, and other policies. Skip to main content. News. 24/7 help. For premium support please call: 800-290-4726 more ways ...