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  2. How to maximize your 0% APR credit card and avoid debt traps

    www.aol.com/finance/maximize-0-apr-credit-card...

    With the 0 percent APR credit card, you’d save $771.90, even with the 3 percent balance transfer fee factored in. Not only that, but you’d become debt-free three months faster by using the ...

  3. Which cards still offer a 21-month intro APR? - AOL

    www.aol.com/finance/cards-still-offer-21-month...

    Transfer $5,000 to the Citi Double Cash® Card, which offers an intro 18 months 0 percent interest on balance transfers (then a 19.24 percent to 29.24 percent variable APR), and you’ll pay about ...

  4. How do balance transfers work, and will one work for you? - AOL

    www.aol.com/finance/balance-transfers-one...

    A balance transfer is when you move your balance from one credit card to another offering a lower or 0% annual percentage rate (APR) for a set period of time, usually six months to up to two years ...

  5. What is a balance transfer — and is it a good idea for debt?

    www.aol.com/finance/balance-transfer-good-idea...

    A balance transfer credit card features a 0-percent intro APR period on balance transfers. The longest 0-percent APR periods are usually on cards that offer little more than that lengthy intro ...

  6. Pros and cons of a balance transfer - AOL

    www.aol.com/finance/pros-cons-balance-transfer...

    The most important reason to pursue a balance transfer credit card is to take advantage of a low or 0 percent introductory APR offer. By transferring your debt to this new card, you start saving ...

  7. How to choose a balance transfer credit card - AOL

    www.aol.com/finance/choose-balance-transfer...

    If the regular APR is 24 percent and you decide to pay $100 per month until your balance is 0, it will take you 12 months to get there. That’s because in addition to the $1,000 you borrowed, you ...

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