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  2. Loan agreement - Wikipedia

    en.wikipedia.org/wiki/Loan_agreement

    Loan agreements offered by regulated banks are different from those that are offered by finance companies in that banks receive a "banking charter" granted as a privilege and involving the "public trust". Loan agreements are usually in written form, but there is no legal reason why a loan agreement cannot be a purely oral contract (although ...

  3. Escrow - Wikipedia

    en.wikipedia.org/wiki/Escrow

    Others offer it as an option for customers. Some types of loans, most notably Federal Housing Administration (FHA) loans, require the lender to maintain an escrow account for the life of the loan. Even with a fixed interest rate, monthly mortgage payments may change over the life of the loan due to changes in property taxes and insurance ...

  4. Deed of trust (real estate) - Wikipedia

    en.wikipedia.org/wiki/Deed_of_trust_(real_estate)

    A deed of trust refers to a type of legal instrument which is used to create a security interest in real property and real estate.In a deed of trust, a person who wishes to borrow money conveys legal title in real property to a trustee, who holds the property as security for a loan from the lender to the borrower.

  5. Vouch brings borrowers old-school, trust-based lending

    www.aol.com/news/2015-07-07-vouch-brings...

    For premium support please call: 800-290-4726 more ways to reach us

  6. Loan-out corporation - Wikipedia

    en.wikipedia.org/wiki/Loan-out_corporation

    An effective use of the corporation status over that of an individual employment contract, may minimise the corporation's taxable income to near zero, even in the case of a C corporation. The key benefits of creating a loan-out corporation business entity are expense deductions, asset protection and tax deferral.

  7. How to get funding to start a business - AOL

    www.aol.com/finance/funding-start-business...

    With debt financing, you enter into a loan agreement with a lender to repay the amount borrowed with interest or fees. Your payments usually have a time limit and can be short term like two years ...

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