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  2. Reckless driving - Wikipedia

    en.wikipedia.org/wiki/Reckless_driving

    (3) A Colorado CRS § 42-4-1401 Reckless Driving Charge is considered a Class 2 Traffic Misdemeanor Offense. A conviction may result in a fine of $150.00 to $300.00, a possible jail sentence of 10 to 90 days, an assessment of 8 points to your driver’s license, and an increase in automobile insurance coverage or rates.

  3. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Different levels of coverage may protect consumers depending on which insurance policy they purchase. Coverage is sometimes seen as 20/40/15 or 100/300/100. The first two numbers seen are for medical coverage. In the 100/300 example, the policy will pay $100,000 per person up to $300,000 total for all people. The last number covers property damage.

  4. Risk assessment - Wikipedia

    en.wikipedia.org/wiki/Risk_assessment

    Risk assessment determines possible mishaps, their likelihood and consequences, and the tolerances for such events. [1] The results of this process may be expressed in a quantitative or qualitative fashion. Risk assessment is an inherent part of a broader risk management strategy to help reduce any potential risk-related consequences. [1] [2]

  5. Risk matrix - Wikipedia

    en.wikipedia.org/wiki/Risk_matrix

    Risk is the lack of certainty about the outcome of making a particular choice. Statistically, the level of downside risk can be calculated as the product of the probability that harm occurs (e.g., that an accident happens) multiplied by the severity of that harm (i.e., the average amount of harm or more conservatively the maximum credible amount of harm).

  6. Own risk and solvency assessment - Wikipedia

    en.wikipedia.org/wiki/Own_Risk_and_Solvency...

    At the heart of the prudential Solvency II directive, the own risk and solvency assessment (ORSA) is defined as a set of processes constituting a tool for decision-making and strategic analysis. It aims to assess, in a continuous and prospective way, the overall solvency needs related to the specific risk profile of the insurance company.

  7. Point system (driving) - Wikipedia

    en.wikipedia.org/wiki/Point_system_(driving)

    In jurisdictions which use a point system, the police or licensing authorities maintain a record of the demerit points accumulated by each driver. Traffic offenses, such as speeding or disobeying traffic signals, are each assigned a certain number of points, and when a driver is determined to be guilty of a particular offence, the corresponding number of points are added to the driver's total.

  8. What is micro-walking? Woman loses 66 lbs by adding this ...

    www.aol.com/news/micro-walking-woman-loses-66...

    Goodwin says that the research indicates that low intensity physical activity, including walking, lowers one’s risk of developing heart disease. She and her colleagues wondered if creating a ...

  9. Department of motor vehicles - Wikipedia

    en.wikipedia.org/wiki/Department_of_motor_vehicles

    Duties of the DMV include enforcement of state and federal laws regarding motor vehicles. Many departments have sworn law enforcement officers who enforce DMV regulations that are codified in state law. In North Carolina, for example, the DMV contains an element known as "License and Theft." Stolen motor vehicles are tracked down by "Inspectors ...