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  2. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

  3. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit scores are designed to measure the risk of default by taking into account various factors in a person's financial history. Although the exact formulas for calculating credit scores are secret, FICO has disclosed the following components: [8] [9] Payment history (35%): Best described as the presence or lack of derogatory information.

  4. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

  5. What is credit history? - AOL

    www.aol.com/finance/credit-history-220213029.html

    Your credit score is a numerical rating of your creditworthiness based on your credit history. You can improve your credit score by making responsible use of credit, such as paying your bills on time.

  6. How To Check Your Credit Score - AOL

    www.aol.com/check-credit-score-235003442.html

    A credit score is basically a number that gives a lender an indication of the likelihood you'll pay back your debt. All lending institutions use credit scores to determine if it's worth the risk to...

  7. What you need to know about your credit score - AOL

    www.aol.com/finance/know-credit-score-044447556.html

    This guide goes over the main determinants of your credit score, which factors matter the most and more.

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