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2. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

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   Instead, here are nine completely free, simple-to-use budget templates and spreadsheets that are available to download right now. 1. Microsoft Excel Personal Monthly Budget Spreadsheet

3. 5 Things You Can Do To Cut Your Monthly Bills and Expenses ...

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4. 7 Easy Ways To Cut Unnecessary Spending - AOL

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   1. Make a Monthly Budget. The first step to reducing your expenses is creating a budget, said Toby Mathis, author of "Infinity Investing" and founding partner of Anderson Business Advisors. "My ...

5. 5 Simple Ways to Cut Your Monthly Expenses - AOL

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6. 10 ways to cut $500 on monthly bills - AOL

   www.aol.com/article/2016/07/05/10-ways-to-save...

   There are dozens of ways you can stop wasting money on discretionary expenses. But, what about those monthly bills that consume the bulk of your budget?

7. AOL Mail

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   Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!

8. Top5 Ways to Cut Spending on Household Bills

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   Paying all your monthly obligations and balancing the household. Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 more ways to reach us ...

9. Minimum acceptable rate of return - Wikipedia

   en.wikipedia.org/wiki/Minimum_acceptable_rate_of...

   Traditional inflation-free rate of interest for risk-free loans: 3-5%; Expected rate of inflation: 5%; The anticipated change in the rate of inflation, if any, over the life of the investment: Usually taken at 0%; The risk of defaulting on a loan: 0-5%; The risk profile of a particular venture: 0-5% and higher