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  2. Reaffirmation agreement - Wikipedia

    en.wikipedia.org/wiki/Reaffirmation_agreement

    A debtor may wish to pay a debt, even though that debt would be discharged in bankruptcy. For example, a debtor may wish to keep a vehicle. As a promise to pay that debt, a debtor must enter into a reaffirmation agreement with the creditor. Reaffirmations are voluntary and not required by law.

  3. Promissory note - Wikipedia

    en.wikipedia.org/wiki/Promissory_note

    A 1926 promissory note from the Imperial Bank of India, Rangoon, Burma for 20,000 rupees plus interest. A promissory note, sometimes referred to as a note payable, is a legal instrument (more particularly, a financing instrument and a debt instrument), in which one party (the maker or issuer) promises in writing to pay a determinate sum of money to the other (the payee), either at a fixed or ...

  4. Banker's acceptance - Wikipedia

    en.wikipedia.org/wiki/Banker's_acceptance

    The bank accepts (guarantees) the obligation to pay the holder of the draft, analogous to a cashier's check. The draft holder may hold the acceptance until maturity and receive the face value payment from the bank, or it may sell (exchange) the acceptance at a discount to another party willing to wait until maturity to receive the bank's ...

  5. Do I have to pay off credit card debt that’s been sold to a ...

    www.aol.com/finance/pay-off-credit-card-debt...

    When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the ...

  6. Letter of credit - Wikipedia

    en.wikipedia.org/wiki/Letter_of_credit

    Some theorists suggest that the obligation to pay arises through the implied promise, assignment, novation, reliance, agency, estoppel and even trust and the guarantees. [24] Although documentary credits are enforceable once communicated to the beneficiary, it is difficult to show any consideration given by the beneficiary to the banker prior ...

  7. How to pay off a debt in collections

    www.aol.com/finance/pay-off-debt-collections...

    The safest way to pay a debt collector is with a method that provides proof of payment, such as mailing a check with a return receipt or using a secure online payment portal provided by the collector.

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