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Understanding Pre-Existing Conditions. For example, if your dog was diagnosed with a torn ligament before you purchased pet insurance, you couldn’t file a claim for any medical treatments ...
Ultimately, taking out pet insurance for a dog or cat with a pre-existing condition depends on your pet’s health care needs, financial situation and risk tolerance. Weigh the costs and benefits ...
Pre-existing conditions can also be a gray area in pet insurance. Breeding-related costs Expenses associated with breeding your pet, for example, whelping or C-sections
Pet insurance is a form of property insurance rather than health insurance. [citation needed] Insurance companies may limit coverage for pre-existing conditions, giving owners an incentive to insure even very young animals, which are not expected to incur high veterinary costs. [7]
Pet insurance providers generally don't cover pre-existing medical conditions. Here's what owners should understand.
Regulation of pre-existing condition exclusions in individual (non-group) and small group (2 to 50 employees) health insurance plans in the United States was left to individual U.S. states as a result of the McCarran–Ferguson Act of 1945 which delegated insurance regulation to the states and the Employee Retirement Income Security Act of 1974 ...
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