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  2. Are Fraud Alerts a Credit Savior or Saboteur? Here's ... - AOL

    www.aol.com/fraud-alerts-credit-savior-saboteur...

    A fraud alert is a notice you can put on your credit report. It encourages businesses to perform additional verification before they issue credit in your name. For example, you could place a fraud ...

  3. How to Read a Credit Report to Find the Red Flags - AOL

    www.aol.com/read-credit-report-red-flags...

    The credit report consists of five elements: personal information, credit history, credit inquiries, public records, and the credit score. In general, you should be checking the credit report for ...

  4. Common Homebuying and Renting Scams and How to Avoid Them - AOL

    www.aol.com/common-homebuying-renting-scams...

    Report the scam to one or more of the following entities: the Federal Trade Commission, the Consumer Financial Protection Bureau, HUD's Office of the Inspector General Hotline, and the U.S ...

  5. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  6. U.S. Department of Housing and Urban Development, Office of ...

    en.wikipedia.org/wiki/U.S._Department_of_Housing...

    The U.S. Department of Housing and Urban Development Office of Inspector General (HUD OIG) is one of the Inspector General offices created by the Inspector General Act of 1978. [1] The Inspector General for the Department of Housing and Urban Development is charged with investigating and auditing department programs to combat waste, fraud, and ...

  7. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Credit reports are legal to use for employment screening in all states, although some have passed legislation limiting the practice to only certain positions. John Ulzheimer, president of The Ulzheimer Group and the founder of CreditExpertWitness.com, stated in a CNBC report that, "[credit scores] indicate if you're in financial distress. These ...

  8. Protect yourself from internet scams - AOL Help

    help.aol.com/articles/protect-yourself-from...

    Any info these scammers gain by sending you this info will make it easier for them to hack not only your email account, but any other account you have online. What are 800 and 888 phone number scams? If you get an email providing you a PIN number and an 800 or 888 number to call, this a scam to try and steal valuable personal info.

  9. Bank account alerts to help protect your money - AOL

    www.aol.com/finance/bank-account-alerts-help...

    The alert asks you to log into your account from a provided link. You’re asked to contact a phone number that appears to be your bank’s number. It may be someone posing as a bank representative.