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  2. Income-driven repayment - Wikipedia

    en.wikipedia.org/wiki/Income-driven_repayment

    Specifically, the borrower must be a "new borrower" as of October 1, 2007, and have received a disbursement of a Direct Loan on or after October 1, 2011. A borrower is a "new borrower" if, when receiving a federal student loan on or after October 1, 2007, the borrower did not have an outstanding balance on another federal student loan. [2]

  3. How to apply for student loan forgiveness – and scams to ...

    www.aol.com/news/apply-student-loan-forgiveness...

    Here’s what you need to know about student loan forgiveness and the plans available for you

  4. Student Loans: 3 Forgiveness Programs Are Going Away ... - AOL

    www.aol.com/student-loans-3-forgiveness-programs...

    The temporary adjustment allows eligible loan borrowers to use past periods of repayment (and even some periods of deferment and forbearance) toward their 20-year and 25-year IDR loan forgiveness ...

  5. Student Loan Forgiveness: Will You Qualify for $0 Payments ...

    www.aol.com/finance/student-loan-forgiveness...

    With the legality of President Biden's broader federal student loan forgiveness program in question, the U.S. Department of Education (ED) has proposed revisions to income-driven repayment (IDR ...

  6. Income-contingent repayment - Wikipedia

    en.wikipedia.org/wiki/Income-Contingent_Repayment

    Income-contingent repayment is an arrangement for the repayment of a loan where the regular (e.g. monthly) amount to be paid by the borrower depends on his or her income. . This type of repayment arrangement is mostly used for student loans, where the ability of the new graduate borrower to repay is usually limited by his or her inco

  7. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    Student loans may be discharged through bankruptcy, but this is difficult. [2] Research shows that access to student loans increases credit-constrained students' degree completion, later-life earnings, and student loan repayment while having no impact on overall debt. [3]

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