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  2. Housing and Economic Recovery Act of 2008 - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Economic...

    The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.

  3. Making Home Affordable - Wikipedia

    en.wikipedia.org/wiki/Making_Home_Affordable

    The Home Affordable Modification Program (HAMP) is a government program introduced in 2009 to respond to the subprime mortgage crisis.HAMP [10] is part of the Making Home Affordable program (MHA), [11] established in concert with the Hardest Hit Fund program (HHF) [12] under the Troubled Asset Relief Program (TARP), a part of the Emergency Economic Stabilization Act of 2008. [13]

  4. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The plan has not passed. HARP 3.0 is expected to expand HARP's eligibility requirements to homeowners with non-Fannie Mae and non-Freddie Mac mortgages, including homeowners with jumbo mortgages and Alt-A mortgages, those whose original mortgages were stated income, stated asset, or both. [8]

  5. Oklahoma’s Homeowner Assistance Fund provides financial assistance for homeowners who have experienced a significant reduction or loss of income due to COVID-19 and whose mortgage payments have ...

  6. How local zoning laws hurt housing affordability — and what ...

    www.aol.com/finance/local-zoning-laws-hurt...

    Allowing ADUs: Several states have passed laws allowing property owners to build accessory dwelling units on their property. Essentially, ADUs are additional residential units on the same property ...

  7. Homeowner Flood Insurance Affordability Act of 2013 - Wikipedia

    en.wikipedia.org/wiki/Homeowner_Flood_Insurance...

    Passed the House on March 4, 2014 (House Roll Call Vote 91: 306–91) Passed the Senate on March 13, 2014 ( Roll Call Vote 78 : 72–22) The Homeowner Flood Insurance Affordability Act of 2013 ( H.R. 3370 ) is a bill that would reduce some of the reforms made to the federal flood insurance program that were passed two years prior. [ 1 ]

  8. Loan modification in the United States - Wikipedia

    en.wikipedia.org/wiki/Loan_modification_in_the...

    The homeowner did not intentionally default, does not have an ownership interest in other residential real estate and has not been convicted of fraud in the last 10 years under Federal and state law; and; The homeowner did not provide materially false information (e.g., lied about income) to obtain the mortgage that is being refinanced into the ...

  9. DeSantis quietly signs controversial condo bill. Owners are ...

    www.aol.com/desantis-quietly-signs-controversial...

    Gov. Ron DeSantis on Friday quietly signed a controversial condominium bill into law that unit owners are already threatening to sue over if lawmakers don’t fix certain provisions next ...