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  2. Get help with your mortgage after Hurricanes Helene and Milton

    www.aol.com/finance/help-mortgage-hurricane...

    If you’re the buyer, you might be able to get your earnest money refunded. You might have already heard from your real estate agent, loan officer or settlement agent regarding closing delays or ...

  3. Los Angeles wildfires: What happens to my mortgage after a ...

    www.aol.com/finance/los-angeles-wildfires...

    Depending on the contract, you might be able to get your earnest money refunded if you were the buyer, for example. You might have already heard from your real estate agent, ...

  4. Option fee - Wikipedia

    en.wikipedia.org/wiki/Option_fee

    Earnest money is either paid to the seller or refunded to a potential buyer, depending on a number of factors. The termination option gives a potential buyer time to fully evaluate the condition of the property and perhaps renegotiate the initial offer based on inspections , needed repairs, or other considerations.

  5. Can you back out of a house offer once it’s been accepted?

    www.aol.com/finance/back-house-offer-once...

    Earnest money deposits typically run around 1 or 2 percent of the home’s sale price, and sometimes more. The median sale price for U.S. homes is around $400,000, according to data from the ...

  6. Earnest payment - Wikipedia

    en.wikipedia.org/wiki/Earnest_payment

    An earnest payment or earnest money is a specific form of security deposit made in some major transactions such as real estate dealings or required by some official procurement processes to demonstrate that the applicant is serious and willing to demonstrate an earnest of good faith about wanting to complete the transaction. [1]

  7. Overpayment scam - Wikipedia

    en.wikipedia.org/wiki/Overpayment_scam

    An overpayment scam, also known as a refund scam, is a type of confidence trick designed to prey upon victims' good faith. In the most basic form, an overpayment scam consists of a scammer claiming, falsely, to have sent a victim an excess amount of money.

  8. What Is Earnest Money? - AOL

    www.aol.com/news/earnest-money-134502821.html

    Earnest money is a "good faith" deposit the homebuyer provides with an offer, to show the seller an intent to follow through on a home purchase. The funds are typically held in an escrow account ...

  9. Tax refund - Wikipedia

    en.wikipedia.org/wiki/Tax_refund

    Another argument is that it is better to get a refund rather than to owe money, because in the latter case one might find oneself without sufficient funds to make the necessary payment. When properly filled out, the Form W-4 will withhold approximately the correct amount of tax to eliminate a refund or amount owed, assuming the W-4 was filled ...