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2. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   Nowadays, credit scores have a number of often invisible effects on our lives. Credit scores (and even more dubious "e-scores" determined by private data mining companies) are often used for hiring purposes because employers believe that credit scores are a reliable way to index a person's level of responsibility.

3. How to dispute an error on your credit report - AOL

   www.aol.com/finance/dispute-error-credit-report...

   How a credit report dispute can affect your credit score. While disputing credit report errors is a common tactic for people hoping to boost their credit score, filing a dispute does not guarantee ...

4. How does ‘buy now, pay later’ affect your credit score? - AOL

   www.aol.com/finance/does-buy-now-pay-later...

   How hard credit checks affect your score. ... potentially affecting your credit score. In December 2021, Equifax took the lead in including BNPL loans on credit reports, ...

5. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   Key takeaways. Errors and negative information on your credit reports can lower your credit scores. Cleaning up your credit report may help you raise your score and work toward your financial goals.

6. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   There are several active generations of FICO credit scores: FICO 98 (1998), FICO 04 (2004), FICO 8 (2009), FICO 9 (2014), FICO 10 and FICO 10T (2020). [27] [28] [29] A new type of FICO score named UltraFICO score was released in 2019. [30] The FICO 95 credit score released in 1995 and Equifax FICO 98 scores are no longer in use.

7. VantageScore FAQs - AOL Help

   help.aol.com/articles/VantageScore-FAQs

   VantageScore 3.0, with scores ranging from 300 to 850, is a user-friendly credit score model developed by the three major nationwide credit reporting agencies, Experian®, TransUnion®, and Equifax®.