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  2. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    These inquiries are more like background checks and don’t affect your credit score in any way. Since the best credit cards today are generally reserved for people with good or excellent credit ...

  3. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    These inquiries are more like background checks and don’t affect your credit score in any way. It’s easy to wonder how much credit inquiries affect your credit score, especially if you’re ...

  4. How hard credit checks affect your score. When considering BNPL as a payment option, it’s critical to understand whether it requires a hard credit check and how this may impact your credit score.

  5. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Nowadays, credit scores have a number of often invisible effects on our lives. Credit scores (and even more dubious "e-scores" determined by private data mining companies) are often used for hiring purposes because employers believe that credit scores are a reliable way to index a person's level of responsibility.

  6. How length of credit history affects your credit score - AOL

    www.aol.com/finance/length-credit-history...

    Key takeaways. Length of credit history makes up 15-20 percent of your credit score. It takes time and responsible use of credit accounts to build a long credit history.

  7. Why Does Your Credit Score Fluctuate? - AOL

    www.aol.com/news/2014-02-24-why-does-credit...

    A number of factors affect your credit score. Once you have examined. Getty By Becky Frost You are already ahead of many Americans if you check your credit score on a regular basis. But what ...

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