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  2. Can you pay to remove negative items from your credit report?

    www.aol.com/finance/pay-remove-negative-items...

    FICO Score 8, the FICO score lenders most often use, can lower your score if there is a collection on your credit report, regardless of whether the account was paid. In this model, negotiating pay ...

  3. What debts can’t be removed from your credit report? - AOL

    www.aol.com/finance/debts-t-removed-credit...

    Type of debt. Length of time on report (after payoff) Credit card. Up to 7 years. Student loans. Up to 7 years. Foreclosures. Up to 7 years. Money owned to/guaranteed by the government

  4. Charge-off - Wikipedia

    en.wikipedia.org/wiki/Charge-off

    This may make obtaining any unsecured or even secured credit more difficult. If the charge-off has been paid in full, it will be listed on the credit report as "paid in full". If settled for less than the amount due, it will be listed as "settled". Even such a listing on a credit report can be negative. [4]

  5. I was rejected for a car loan because my credit score was in ...

    www.aol.com/rejected-car-loan-because-credit...

    Once I pulled my credit report, I saw I had unresolved accounts I didn't even know about and student loans with late payments. I started paying my debts on time to build a positive credit history ...

  6. Connect (financial services company) - Wikipedia

    en.wikipedia.org/wiki/Connect_(financial...

    In November 2006, PRBC received a patent [5] from the United States Patent and Trademark Office for the company's technology and method for collecting data on commonly recurring bill payments made by individuals and small businesses and incorporating them in a credit file, credit report, and credit score.

  7. How to Pull a Free Annual Credit Report - AOL

    www.aol.com/news/pull-free-annual-credit-report...

    Image Credit: Getty Images. Checking your credit is important. You want to keep tabs on your credit report so you can catch mistakes if inaccurate information finds its way onto your record.

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