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Twelve states operate state funds (that serve as models to private insurers and insures state employees), and a handful of states have state-owned monopoly insurance providers. [37] To keep state funds from crowding out private insurers, the state funds may be required to act as assigned-risk programs or insurers of last resort for businesses ...
HMOs in the United States are regulated at both the state and federal levels. They are licensed by the states, under a license that is known as a certificate of authority (COA) rather than under an insurance license. [9] State and federal regulators also issue mandates, requirements for health maintenance organizations to provide particular ...
The United States of America is a federal republic [1] consisting of 50 states, a federal district (Washington, D.C., the capital city of the United States), five major territories, and various minor islands. [2] [3] Both the states and the United States as a whole are each sovereign jurisdictions. [4]
State Pension plans account for approximately 88% of all unfunded liabilities of non-federal retirement systems. While national aggregates provide insight into larger trends, the funded ratio of state pension plans vary significantly by state. The extent to which unfunded liabilities impact states is relative to their overall economic output.
In California, minimum coverage car insurance requirements are 30/60/15 effective Jan. 1, 2025. Utah minimum coverage limits will increase to 30/60/25. Virginia limits will be 50/100/25.
The following table is a list of all 50 states and their respective dates of statehood. The first 13 became states in July 1776 upon agreeing to the United States Declaration of Independence, and each joined the first Union of states between 1777 and 1781, upon ratifying the Articles of Confederation, its first constitution. [6]
Professional liability insurance (PLI), also called professional indemnity insurance (PII) and commonly known as errors & omissions (E&O) in the US, is a form of liability insurance which helps protect professional advising, consulting, and service-providing individuals and companies from bearing the full cost of defending against a negligence ...
Mortgage surveys: Like as-built surveys, mortgage surveys show property boundaries for an entire property that will be mortgaged. Floodplain surveys: These show flood hazard areas.