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  2. What is a working capital loan and how does it work? - AOL

    www.aol.com/finance/working-capital-loan-does...

    Lender. Working capital loans. Top features. OnDeck. Term loan. Line of credit. Repayment terms up to 24 months. Loans from $5,000 to $250,000. Credit lines from $6,000 to $100,000

  3. Chart of accounts - Wikipedia

    en.wikipedia.org/wiki/Chart_of_accounts

    A liability is a present obligation of an entity to transfer an economic benefit (CF E37). Common examples of liability accounts include accounts payable, deferred revenue, bank loans, bonds payable and lease obligations. Equity accounts are used to recognize ownership equity. The terms equity [for profit enterprise] or net assets [not-for ...

  4. Types of working capital loans - AOL

    www.aol.com/finance/types-working-capital-loans...

    SBA 7(a) loans have loan amounts of up to $5 million and repayment terms of up to 10 years when used for working capital. It can take up to 90 days to receive funds, but the capped interest rates ...

  5. Amortization (accounting) - Wikipedia

    en.wikipedia.org/wiki/Amortization_(accounting)

    In accounting, amortization is a method of obtaining the expenses incurred by an intangible asset arising from a decline in value as a result of use or the passage of time. Amortization is the acquisition cost minus the residual value of an asset, calculated in a systematic manner over an asset's useful economic life.

  6. SBA ARC Loan Program - Wikipedia

    en.wikipedia.org/wiki/SBA_ARC_Loan_Program

    Examples of qualifying loans may include business credit card obligations, capital leases, notes payable to vendors or suppliers, Development Company Loan Program (504) first-lien loans, other loans to small businesses made without an SBA guaranty, and loans made by or with an SBA guaranty on or after Feb. 17, 2009. Borrowers with loans that ...

  7. How to manage a working capital loan - AOL

    www.aol.com/finance/manage-working-capital-loan...

    2. Have a budget. Once you understand your potential loan agreement, you need to make sure it fits into your overall business budget. Your budget tells you how much money your business spends ...

  8. Working capital - Wikipedia

    en.wikipedia.org/wiki/Working_capital

    Working capital (WC) is a financial metric which represents operating liquidity available to a business, organisation, or other entity, including governmental entities. Along with fixed assets such as plant and equipment, working capital is considered a part of operating capital. Gross working capital is equal to current assets.

  9. How to apply for a working capital loan - AOL

    www.aol.com/finance/apply-working-capital-loan...

    What happens if you default on a working capital loan depends on the loan type. For example, the lender can seize the property or equipment you used as collateral for a secured business loan.