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HO-5 insurance provides some of the broadest protection for your home. Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 ...
Homes covered by an HO-2 Broad policy accounted for 5.15%, which covers only specific named perils. The remaining 2% includes the HO-1 Basic and the HO-8 Modified policies, which are the most limited in the coverage offered. HO-8, also known as older home insurance, is likely to pay only actual cash value for damages rather than replacement. [13]
Since an HO-5 policy offers open perils coverage, the insurance company takes on the burden of proof with regard to why something wouldn’t be covered. For an HO-3 policy, homeowners carry this ...
The key difference between HO-3 and HO-2 policies is that an HO-3 policy covers the physical structure of your home from open perils or any that are not explicitly excluded from your policy. HO-4 ...
A month later, Musk invested about $12 million into co-founding X.com in March 1999 with Harris Fricker, Christopher Payne, and Ed Ho. [ 5 ] [ 6 ] Fricker worked with Musk when Musk was an intern at the Bank of Nova Scotia , Payne was a friend of Fricker, and Ho was an engineer at Silicon Graphics and executive at Zip2. [ 7 ]
After high school, Ho studied public policy at Stanford University, where he wrote for The Stanford Daily and graduated in 1995 with a Bachelor of Arts with honors. [8] From 1995 to 1996, Ho was a California Senate Fellow at California State University, Sacramento, and worked as a legislative aide to California state legislator Quentin L. Kopp ...
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An HO-8 insurance policy covers fewer named perils than a standard HO-3 policy. HO-8 insurance policies typically cover a specific subset of homes that may not be able to get coverage under other ...