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  2. HO-4 insurance: what it covers and who might need it - AOL

    www.aol.com/finance/ho-4-insurance-covers-might...

    In terms of coverage, the primary difference between HO-4 and HO-6 insurance is that HO-6 insurance includes interior finishings and HO-4 policies don’t. If a covered event ruins your ...

  3. Types of homeowners insurance - AOL

    www.aol.com/finance/types-homeowners-insurance...

    Learn more: HO-3 insurance. HO4. An HO-4 policy, also known as renters insurance, is intended for renters who want to insure their personal belongings and get additional coverage, like ...

  4. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    HO-3 policies: These are the most common homeowners insurance policy type and include all the basic coverage types. The key difference between HO-3 and HO-2 policies is that an HO-3 policy covers ...

  5. How to read a homeowners insurance policy

    www.aol.com/finance/read-homeowners-insurance...

    The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...

  6. What does homeowners insurance cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Most mortgage lenders require homeowners to purchase home insurance. Standard HO-3 home insurance policies cover damage to your home’s structure, other structures on your property and your ...

  7. What to know about home insurance coverage after a ... - AOL

    www.aol.com/know-home-insurance-coverage-major...

    For example, California, which has some of the strongest consumer protections in the nation, requires insurers to quickly pay out up to $250,000, or the equivalent of 30% of the policy’s ...

  8. What is homeowners insurance and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-does...

    An insurance policy is a contract where the homeowner and insurance company agree that in exchange for a premium payment, the insurance company will provide compensation for the repairs or ...

  9. Is home insurance required? - AOL

    www.aol.com/finance/homeowners-insurance...

    Other structures coverage: Depending on the property, your other structures coverage may play a large part in a robust home insurance policy. This option provides financial protection for ...

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