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Driving without insurance in Florida is against the law. ... $10,000 personal injury protection (PIP) ... you would need to apply for a self-insurance certificate, which proves you have an ...
Florida has strict insurance laws for drivers. Bankrate investigates. ... $10,000 in Personal Injury Protection (PIP) ... pay fines and whether you need to file an SR-22.
Liability insurance. Required by law to pay for injuries or damage you cause to others in an accident. ... You need to buy personal injury protection coverage if you live in a no-fault (versus an ...
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
Personal injury protection (PIP) Helps pay for you and your passengers’ injuries, medical expenses and lost wages, no matter who is at fault for the accident. Required in no-fault states.
PIP insurance covers the medical bills of drivers involved in an accident, regardless of who is at fault. The idea behind the creation of PIP insurance was that it would reduce the number of ‘ pain and suffering ’ or ‘loss’ lawsuits, thereby reducing insurance company payouts and ultimately reducing insurance premiums.