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Anticipated pain of payment is “the negative psychological affective reaction consumers experience when they become cognizant that they will or may lose a certain amount of their financial resources in the future.” [4] These new definitions consider that pain of payment can be experienced both after and before making payments, can be ...
A more proximal psychological mechanism through which mental accounting influences spending is through its influence on the pain of paying that is associated with spending money from a mental account. [16] Pain of paying is a negative affective response associated with a financial loss.
The pain catastrophizing scale is a 13-item self-report scale to measure pain catastrophizing created by Michael J. L. Sullivan, Scott R. Bishop and Jayne Pivik. [4] In the PCS, each item is rated on a 5-point scale: 0 (Not at all) to 4 (all the time). It is broken into three subscales being magnification, rumination, and helplessness.
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The party making the payment is commonly called the payer, while the payee is the party receiving the payment. Whilst payments are often made voluntarily, some payments are compulsory, such as payment of a fine. Payments can be effected in a number of ways, for example: the use of money, whether through cash, cheque, mobile payment or bank ...