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Logo. Universal Credit is a United Kingdom based social security payment. It is means-tested and is replacing and combining six benefits, for working-age households with a low income: income-related Employment and Support Allowance (ESA), income-based Jobseeker's Allowance (JSA), and Income Support; Child Tax Credit (CTC) and Working Tax Credit (WTC); and Housing Benefit.
The changes mean 180,000 universal credit claimants will have to look for more work from Monday. Universal credit claimants working less than 18 hours must look for more work Skip to main content
No money is paid for the first week. After that, the basic allowance is paid to the claimant until their Work Capability Assessment (WCA) at - in theory - week 13, after which a successful claimant might receive an enhanced level of payment (depending on the level of disability and whether they enter the work-related activity group or the support group after their assessment).
In order to make a claim, a customer must have actually paid NI contributions for the same number of weeks in one of the last two tax years (the remaining 18 months could be either paid, or credited contributions). When entitlement to JSA(C) is exhausted, Universal Credit may then have become payable if eligible (see below).
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Payments are usually paid weekly. However, there is an Instant Cashout option. This allows you to receive your money sooner for a 50-cent fee per transaction, which pays you two hours after delivery.
For those who are still getting Income-based JSA or are getting Universal Credit, and having savings of over £6,000, there is a reduction of £1 per week per £250 of savings up to £16,000. People with savings of over £16,000 are not able to get Income-based JSA or Universal Credit at all. [71]
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