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When a provision of law requires that repossession takes place, the lien holder has a non-delegatable obligation not to cause a breach of the peace (which is synonymous with disturbing the peace) in performing the repossession or the repossession will be reversed, and the party ordering the repossession will be liable for damages (or the lienholder will be held responsible).
Because the right of redemption is an equitable right, foreclosure is an action in equity. To keep the right of redemption, the debtor may be able to petition the court for an injunction. If repossession is imminent, the debtor must seek a temporary restraining order. However, the debtor may have to post a bond in the amount of the debt.
A deed in lieu of foreclosure is a deed instrument in which a mortgagor (i.e. the borrower) conveys all interest in a real property to the mortgagee (i.e. the lender) to satisfy a loan that is in default and avoid foreclosure proceedings.
Aziz v Caixa d'Estalvis de Catalunya Court European Court of Justice Full case name Aziz v Caixa d'Estalvis de Catalunya, Tarragona i Manresa (Catalunyacaixa) Citation (2013) Case C-415/11, 3 CMLR 5 Keywords Consumer protection, unfair contract terms Aziz v Caixa d'Estalvis de Catalunya (2013) Case C-415/11 is an EU law and consumer protection case, concerning the Unfair Terms in Consumer ...
A repurchase agreement, also known as a repo, RP, or sale and repurchase agreement, is a form of short-term borrowing, mainly in government securities.The dealer sells the underlying security to investors and, by agreement between the two parties, buys them back shortly afterwards, usually the following day, at a slightly higher price.
A variable-rate CD — also called a flex CD — is a type of certificate of deposit with an interest rate that can fluctuate periodically over the term of the CD based on market conditions.
A death certificate would do, Holcomb said. Jim and Anne didn’t receive Patrick’s records that day. Holcomb assured them that once the paperwork was reviewed, releasing the records would be a mere formality. He even offered to have a staff member go over the records with them once they were on hand.
The value of government certificates continued to fall months after Hamilton's scheme was published, and "the sellers speculated upon the purchasers." [ 49 ] US Representative James Madison led a vigorous opposition to Hamilton's "redemption" [ 30 ] [ 50 ] but fully supported the development of good credit.
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