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  2. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    Direct PLUS Loan: The direct PLUS loan is a federal loan that graduate or professional students and parents of undergraduate students can use to pay for their education. These loans can be used to help pay for education expenses not covered by financial aid. The Direct PLUS loan is not based on financial need, but credit is necessary.

  3. 10 Things You Can’t Buy If Your Credit Score Is Under 600 ...

    www.aol.com/finance/10-things-t-buy-credit...

    With a credit score under 600, most captive lenders and lease programs for these brands won’t even consider your application. Many restrict their best, lowest leasing offers to those with credit ...

  4. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    Parents are advised to consider their monthly payments. Loan documents reflect the repayment schedule for a single year. Since most students borrow again each year, the ultimate payments are much higher. PLUS loans consider credit history, making it more difficult for low-income parents to qualify.

  5. Student loan - Wikipedia

    en.wikipedia.org/wiki/Student_loan

    This provided a credit risk free loan for the lender, averaging 7 percent a year. [44] In 2007, Andrew Cuomo, then Attorney General of New York State, led an investigation into lending practices and anti-competitive relationships between student lenders and universities. Specifically, many universities steered student borrowers to "preferred ...

  6. Are government loans easier to get? - AOL

    www.aol.com/finance/government-loans-easier...

    Underwriting standards for FHA loans in particular may allow for a higher debt-to-income ratio and a credit score well below 600. Additionally, FHA loans do not have any additional eligibility ...

  7. FHA loan requirements for 2024: Here’s how to qualify - AOL

    www.aol.com/finance/fha-loan-requirements-2024...

    Credit score requirements are not the only benchmark you need to meet. You’ll need to make a down payment of at least 3.5 percent. This minimum increases to 10 percent if your credit score is ...

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