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In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]
Captives have a smaller share of the overall car financing market (new and used cars), along with banks, credit unions, and finance companies. A small number of cars are financed directly by the dealership at "Buy Here Pay Here" dealers, which cater to customers with subprime credit. Buy Here Pay Here financing accounts for 6% of the total ...
A used car, a pre-owned vehicle, or a secondhand car, is a vehicle that has previously had one or more retail owners. Used cars are sold through a variety of outlets, including franchise and independent car dealers , rental car companies, buy here pay here dealerships, leasing offices, auctions, and private party sales.
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Young, Neil (2007-11-18) NPR Weekend Edition Sunday, Making SUVs Run Cleaner, Farther on Biodiesel; Young, Neil (2008) Neil Young Visits Sun With His Linc Volt Car; Young, Neil (2007-11-20) CNN Gas guzzlers get new lives -- as tire-smoking hybrids; Young, Neil (2009-03-09), Dailynews.net Musician Neil Young taps Hays commerce
The museum is located in Lincoln, Nebraska and is housed in a 135,000 sq ft (12,500 m 2) facility. The museum has been in operation since 1992, and was established by Speedway Motors founder "Speedy" Bill Smith and his wife Joyce Smith, as a repository for a collection of automobilia amassed over 60 years.
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