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  2. CDs vs. bonds: How they compare and which is right for you - AOL

    www.aol.com/finance/cds-vs-bonds-compare...

    CDs vs. bonds The following chart is a side-by-side comparison of CDs and bonds that shows where you can buy them, how the money is kept safe and the liquidity of the funds. CDs

  3. CDs vs. Treasury Bonds: Which Is the Better Place for Your ...

    www.aol.com/finance/cds-vs-treasury-bonds-better...

    Bonds are a longer investment, with 20- or 30-year options currently on offer. A Treasury note or bond is a loan you make to the U.S. government, and in exchange, it pays you substantial interest ...

  4. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. CDs require a minimum deposit and may offer higher ...

  5. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    A variable-rate CD — also called a flex CD — is a type of certificate of deposit with an interest rate that can fluctuate periodically over the term of the CD based on market conditions.

  6. CDs vs. share certificates: What’s the difference? - AOL

    www.aol.com/finance/cds-vs-share-certificates...

    CDs and share certificates are useful when saving for a specific goal, such as a vacation fund. You can choose a term that aligns with the goal, so that the money becomes available when you need it.

  7. Z-spread - Wikipedia

    en.wikipedia.org/wiki/Z-spread

    The Z-spread of a bond is the number of basis points (bp, or 0.01%) that one needs to add to the Treasury yield curve (or technically to Treasury forward rates) so that the Net present value of the bond cash flows (using the adjusted yield curve) equals the market price of the bond (including accrued interest). The spread is calculated iteratively.

  8. High-yield savings accounts vs. CDs: Which is best for ... - AOL

    www.aol.com/finance/high-yield-savings-account...

    Compare HYSAs and CDs to find the best for your budget. ... 55,000+ free ATMs. ... bonds or mutual funds that can potentially earn higher returns.

  9. Certificates of Deposit (CDs) vs. IRAs: What’s the Difference?

    www.aol.com/finance/certificates-deposit-cds-vs...

    Two popular savings options are certificates of deposit (CDs) and individual retirement accounts (IRAs). While both are designed to help individuals grow their money, they serve different purposes ...

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