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J-1 visa of the United States in exchange student's passport from Thailand. A J-1 visa is a non-immigrant visa issued by the United States to research scholars, professors and exchange visitors participating in programs that promote cultural exchange, especially to obtain medical or business training within the U.S.
Visa requirements for United States citizens are administrative entry restrictions by the authorities of other states that are imposed on citizens of the United States. As of 2025, holders of a United States passport may travel to 186 countries and territories without a travel visa , or with a visa on arrival .
The Federal National Mortgage Association (FNMA), commonly known as Fannie Mae, is a United States government-sponsored enterprise (GSE) and, since 1968, a publicly traded company.
Today, Ginnie Mae securities are the only mortgage-backed securities that are backed by the "full faith and credit" guaranty of the United States government, although some have argued that Fannie Mae and Freddie Mac securities are de facto or "effective" beneficiaries of this guarantee after the US government rescued them from insolvency in ...
The Act established the Office of Federal Housing Enterprise Oversight (OFHEO) within the United States Department of Housing and Urban Development (HUD). It also mandated that HUD set specific goals for the government-sponsored enterprises Fannie Mae and Freddie Mac, with regard to low income and underserved housing areas. [1] [2
For starters, Fannie Mae or Freddie Mac must own your loan, which means it must be a conventional loan. If you have a government-backed loan like an FHA, VA or USDA loan, those programs have ...
Fannie Mae and Freddie Mac only buy loans that conform to the FHFA’s standards. That means they must be under a certain loan limit and borrowers must meet specific financial requirements.
The United States grants visa-free entry to nationals of two neighboring jurisdictions under most circumstances: [5] Canada – Citizens of Canada do not need a visa to visit the United States under most circumstances. [11] In addition, under the USMCA (and previously the NAFTA), they may obtain authorization to work under a simplified procedure.