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  2. Personal loans vs. credit cards: Which is better for you? - AOL

    www.aol.com/finance/personal-loans-vs-credit...

    Personal loans. Credit cards. Average interest rates. 11.91%. 20.75%. Repayment terms. Make fixed monthly payments during a set period, typically between 12 and 84 months

  3. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Key takeaways. A personal loan can fund expenses such as debt consolidation or medical costs. Personal loans tend to carry lower interest rates than credit cards, which can make them more ...

  4. Preparing For Big Purchases: Credit Card Vs. Personal Loan - AOL

    www.aol.com/news/preparing-big-purchases-credit...

    Here are the pros and cons of a personal loan versus a credit card when making a large purchase. When Is A Credit Card Better Than A Personal Loan? Preparing For Big Purchases: Credit Card Vs.

  5. 10 alternatives to personal loans and who they’re for - AOL

    www.aol.com/finance/alternatives-personal-loans...

    1. Credit cards. People often choose credit cards over personal loans because of the payment flexibility they offer. You can use as much or little of your available credit as you want, versus ...

  6. Credit card debt - Wikipedia

    en.wikipedia.org/wiki/Credit_card_debt

    Infographic about credit card debt in the US (2010) Consumer and government debt as a % of GDP (United States) Consumer and government debt in the United States. Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the ...

  7. Personal loan vs. personal line of credit: What’s the difference?

    www.aol.com/finance/personal-loan-vs-personal...

    Personal loan and line of credit alternatives. While personal loans and personal lines of credit are useful financial tools, they won’t always be the right choice. Credit cards offer similar ...

  8. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Credit card cash advances: Some credit card issuers allow you to take a cash advance from your available credit at an ATM or bank. This perk comes at a hefty cost. This perk comes at a hefty cost.

  9. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Personal loans from traditional banks and credit unions usually require good or excellent credit. But, as the name suggests, a bad credit loan is easier to get for borrowers with fair or poor credit.

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