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2. What is a 0% intro APR card? What to know about no ... - AOL

   www.aol.com/finance/intro-apr-cards-001631619.html

   A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can save you hundreds or thousands of dollars when financing large purchases ...

3. Can You Make a Car Down Payment with a Credit Card? - AOL

   www.aol.com/car-down-payment-credit-card...

   Research manufacturer Incentives: Check online for seasonal offers, coupons, and rebates like Ford's military recognition program, which could help you get a low or $0 down payment.

4. 9 best budgeting apps for January 2025: $0 and low-cost ways ...

   www.aol.com/finance/best-budgeting-apps...

   Zero-based budgeting assigns every dollar of income to a specific purpose until you reach $0. Each dollar gets a "job" — whether it's bills, savings or entertainment.

5. Closed-end leasing - Wikipedia

   en.wikipedia.org/wiki/Closed-end_leasing

   Closed-end leases are so called because they run for a fixed term, and the lessor and lessee agree in the lease contract what the residual value of the property being leased will be. In most cases (particularly in retail motor vehicle leases), the lessee has an option to purchase the property for the agreed residual value at the end of the ...

6. Psychological pricing - Wikipedia

   en.wikipedia.org/wiki/Psychological_pricing

   The total cost of purchased items is then rounded up or down to, for example, the nearest 0.05. This may have an effect on future just-below pricing, especially at small retail outlets where single-item purchases are more common, encouraging vendors to price with .98 and .99 endings, which are rounded up when .05 is the smallest denomination ...

7. Mortgage calculator - Wikipedia

   en.wikipedia.org/wiki/Mortgage_calculator

   The fixed monthly payment for a fixed rate mortgage is the amount paid by the borrower every month that ensures that the loan is paid off in full with interest at the end of its term. The monthly payment formula is based on the annuity formula. The monthly payment c depends upon: r - the monthly interest rate. Since the quoted yearly percentage ...